There’s a distinct possibility that you or a loved one will require assistance with your activities of daily living (ADL’s) in the future.  In this instance, Baric Enterprises can help.

Our agents are specialists in long term care insurance. This type of insurance is often overlooked but the statistics speak for themselves:

• Over 63% of those over the age of 65 will at some point require long term care assistance.
• 40% of those currently receiving long term care benefits are between the ages of 18 and 65.
• Approximately 10 million US citizens are currently receiving long term care.

Many people don’t want to burden their family with the task of caring for them later in life. Long term care insurance offers an affordable solution that will help relieve you of the considerable out of pocket costs that come with long term care. Premiums are often tax deductible, dependent on the age of the beneficiary.  Any benefits paid to you will be excluded from income.

Long term care assistance covers a wide range of practices that help those with both medical and non medical needs.  These can include: